Gold LoanShree Rajlaxmi Finance Nidhi Limited
Shree Rajlaxmi Finance NIDHI LIMITED offers and invites candidates who are looking for gold loan with easy schemes, repayment options and lowest interest rates, kaushambi Nidhi, one of the India’s leading Nidhi Companies in Jaipur offers a risk free experience to avail gold loan plans in India.
Shree Rajlaxmi Finance gold loan in Jaipur India for any amount between ₹ 5,000 to a maximum of ₹ 10 Lakhs. Loans are available for required time periods ranging from one month to one year. Our Gold offers and loans do not have any lock- in-period and there are no charge for prepayment penalties. You can easily re-pay earlier than the scheduled as you have desired. Anyone who is the candidates and owns gold ornaments can avail the loan.
We offer gold loan plan and requite you need to submit gold jewellery at your nearest branches of kaushambi Nidhi. The loan amount will be offers as per the value of your gold jewellery which include the purity of your gold jewellery ( With the range in karat 18 to 24 K). You can easily submit your gold jewellery without any risk because your gold is our gold. We provide guarantee to risk free submit gold ornaments. When you pay total no. of amount with interest rate than we provide in requite your submitted gold ornaments. We work for your dreams and truth.
Terms and Conditions
- A Nidhi shall provide loans only to its members.
- Loans to the members shall be given against the securities of gold, silver and jewellery.
- Gold loan will range from ₹ 5000 to ₹ 10,00,000/
- Rate of interest on loan against Gold would be 16% to 19%.
- Repayment period of such loan shall not exceed one year in case of gold, silver and jewellery.
- The rate of interest shall be calculated on reducing balance method.
- In case of non-repayment of gold loan installment for 12 months, Shree Rajlaxmi Finance NIDHI LIMITED. shall have all the ownership right of that gold.
- If the gold value is more than the loan remaining amount then after deducting the sale expenses and 6% penalty on remaining loan interest amount, remaining amount will be given to the loan holder.
Advantages of Gold Loan Services
- Simple paper work
- Offers for the any amount ₹ 5000/- to ₹ 10 Lakhs
- Quick and fast processing of loan
- Minimum documents required
- Easy payment format
- Anytime availability
Required Documents
When you need to gold loan schemes then company requires the documents as for security. The company requires documents of identity proof such as ( Rashan Card, Aadhar Card, Driving License, Passport, PAN Card, Voter ID) and one document of residential address proof like as ( Electricity Bill, Water Bill, Telephone Bill, Credit Card Statement, House Tax, lease Documents, letter from reputed employer). A candidates who have complete their one of required documents are eligible for gold loan.